Jump to Navigation


Notice: this site is a non-interactive version that doesn't support login, comments or any other interactivity.

Financial Self-Awareness

Before I started my first job, I never really had any access to money; the odd $20 bill here and there would find its way into my hands on special occasions and when I did odd jobs for family friends, but by and large I had no experience handling money before I started receiving a flood of cash every other week. While I never really felt markedly compelled to spend a large portion of my earnings, I had a hard time keeping track of the money I did spend. As a result, I spent much more money than I was aware of. It’s pretty impressive how a guy who never had access to spare cash could spend a whole lot of it so efficiently.

Enjoying Your Journey

Windy Road

If you don’t know exactly where you’re going, how will you know when you get there?Steve Maraboli

Growing up I was at times an impatient kid like many others. I was looking ahead trying to see what was next: How many pages left in this chapter? Who's going to win the game? How does this video game end? And the ever-present: Are we there yet? The bane of my parents and I'm sure countless others. The answer from those around me was some variant of the all too often heard "enjoy the journey, after all life is a journey not a destination". What I noticed, however, was people not taking their own advice which made it hard to understand why I should listen to them and near impossible to internalize it and put into practice. Why should I do this when no one around me was? If it's so helpful why aren't more people taking their own advice? Of course this only grew worse with age.

How Do You Define Retirement?

Greetings, arborists! I have a real treat for you today – in this one post, I'm going to tell you how to redefine retirement in such a way that anyone (that means you!) can reach it, and simultaneously lay a foundation for one of the most important aspects of financial independence: the principle of less stuff. I feel that it's important to start with this so that we're all on the same page about what it is that we aim to reach here at The Real Money Tree. If you take just this one thing to heart and begin to let it reshape your perspective, you'll be well on your way to financial independence. Are you sitting comfortably? Then I'll begin...

Welcome to The Real Money Tree! (Part II)

Welcome to The Real Money Tree blog. I'd like to expand on Matt's post with my own story of what inspired me to start blogging about personal and financial well-being.

We buy things we don't need with money we don't have to impress people we don't like.Dave Ramsey


Welcome to The Real Money Tree!

Hello and welcome to the first of many posts to come here on The Real Money Tree.  How does one start a blog about personal finance? I guess I'll start by providing a little background on myself and why I felt compelled to start yet another blog (there are plenty of these already, after all). My name is Matt, and I'm a 23 year old man living in the East San Francisco Bay Area. While I was attending a local community college, one of my professors forwarded a very good internship opportunity to me with a large international staffing firm.



Subscribe to The Real Money Tree RSS

Main menu 2