When I first started working, nothing scared me more with respect to money than the notion of putting it into investment accounts. Mind you, this was around the time that the market started going nuts, and my inexperienced young financial muscles weren't as well-developed as they are now (and I still have plenty of room to improve!). I still didn't understand that emotions have no rightful place in personal finance, and that the current trends of the market aren't usually the important thing to pay attention to. Looking back, I'm disappointed by an obvious opportunity lost (more on this in Patience is Your Ally) by deciding not to invest early on in my career, but since regrets serve no purpose I'd rather help others not make the same mistakes. In this article, we'll go into the basics of investing, and in some subsequent ones I'll provide some basic information about specific low-cost services you can use to make investments in some traditional and not-so-traditional vehicles.