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Letting Your Thoughts Marinate

It’s inevitable in life that we’ll run into problems; that we’ll come up against something that we don’t quite have the answer for. A question that doesn’t have an immediate answer. In the rush of our everyday lives it’s easy to fall into the trap of assuming that an answer or solution needs to be accompanied with speed. How many times have you been in a situation and misspoke or made a mistake and given someone the wrong answer and thought that if only you had more time you would have gotten it right or answered differently?

He who thinks little errs much… Leonardo da Vinci

Investing for Arborists, Part II - Betterment

When I first started looking at traditional brokerages, I was disappointed by the fee structures that most of them carried and overwhelmed by the large variety of choices that I was left to analyze and choose from. As a beginner to the world of investing, I wanted something simple and straightforward to get started with, and the fact that I couldn't find such an offering early on led me to delay my entry into investing for several months. That changed when I found Betterment. Betterment is the first service I signed up for on my mission toward financial independence. It's a low-fee, low-complexity brokerage account that's well-suited for beginners and just customizable enough to be a long-term account. If you're looking for an account to get you started, Betterment may be a good option.

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Article Delay

I got sick over the weekend (when I normally work on my articles), and unfortunately I'll have to delay my article on Betterment for a day or two. Worry not - we'll be back up to full speed shortly.

A Surefire Way to Failure

It can be so easy to get distracted from our goals these days. The ever-present temptations of binge watching your favorite TV show, video games, sports, news, the latest celebrity gossip, the list goes on and on. One of the quickest and most successful ways to distraction though is in comparing ourselves to others. We all do it from time to time. Who’s at the top of the leaderboard? Who has the fastest car? Who has the biggest TV? And my personal favorite recently: who is the busiest, most stressed or has the biggest problems? Sometimes I think it’s a miracle anything gets done! But in this kind of world one thing I know is that the best way to fail is to spend your energies comparing yourself to those around you and picking some else’s path instead of creating your own.

Investing for Arborists, Part I - The Basics

When I first started working, nothing scared me more with respect to money than the notion of putting it into investment accounts. Mind you, this was around the time that the market started going nuts, and my inexperienced young financial muscles weren't as well-developed as they are now (and I still have plenty of room to improve!). I still didn't understand that emotions have no rightful place in personal finance, and that the current trends of the market aren't usually the important thing to pay attention to. Looking back, I'm disappointed by an obvious opportunity lost (more on this in Patience is Your Ally) by deciding not to invest early on in my career, but since regrets serve no purpose I'd rather help others not make the same mistakes. In this article, we'll go into the basics of investing, and in some subsequent ones I'll provide some basic information about specific low-cost services you can use to make investments in some traditional and not-so-traditional vehicles.

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